Muhammad Aslam HemmatQachmas

Systems Development & Application Senior Manager

Digital Banking FinTech Software Systems Research Higher Education

Professional Bio

Muhammad Aslam HemmatQachmas is a technology and digital transformation professional from Afghanistan, focused on software systems, payment innovation, banking technology, and academic research. His professional work includes systems development, application management, information systems, and digital finance initiatives.

Current Focus Banking systems, APS, AfPay cards, digital payments, and secure financial technology.

Location Kabul, Afghanistan

Education Master of Computer Science, KMUTT; Bachelor’s degree, Balkh University.

Research Areas Machine learning, graph clustering, data engineering, and predictive systems.

Experience

Da Afghanistan Bank
Systems Development and Application Senior Manager

Da Afghanistan Bank
Information System and Innovation Senior Manager

Balkh University
Dean of Computer Science Faculty and Head of Software Engineering Department

Highlights

He has contributed to academic publications related to graph clustering and machine learning, and shares professional insights on Afghanistan’s digital payment ecosystem, APS, AfPay cards, USSD banking, and fintech transformation.

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